Keep your money local while earning high dividends. And pay no monthly maintenance fees — ever.
- High Dividends
- No Monthly Maintenance Fees
- Digital Banking
- Visa® Debit Card
- Free checking that pays high dividends
- 2.50% APY* on balances up to $5,000
- 2.50% to 0.36% APY on balances over $5,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free digital banking
- Free Visa® debit card
- Overdraft protection available
- Surcharge-free ATMs available
- Shared branching available
- Funds insured up to $250,000 by ASI
- No minimum deposit to open
Earning your rewards couldn’t be easier.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and log into online banking
- Must enroll in E-Statements to maintain account
That’s all. Even if you don’t meet your qualifications one month, your account is still free. Plus, you’ll still earn our base rate no matter what. Then you can get right back to earning your full rewards the very next month.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between account, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $5000 receive an APY 2.5%; and balances over $5000 earn .05% interest rate on the portion of balance over $5000, resulting in a range from .036% to 2.5% APY depending on the account balance and (2) you will receive reimbursements up to an aggregate total of $25 (maximum $5.00 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursement of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we can receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Twelve (12) debit card authorizations and posts are required per cycle. No minimum deposit is required to open the account. Enrollment in on-line banking and receipt of electronic statements are a condition of these accounts. Monthly log on to online banking is a requirement to meet the account qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Privately insured by American Share Insurance. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.