Finance a home renovation, a vacation, and more with a line of credit — backed by the equity in your home.

Key Features

  • Competitive Rates
  • Revolving Credit
  • Contact us for an Application
  • Local Service
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • Loan to value maximum of 80%
  • Minimum loan amount is $10,000 and maximum is $100,000 based on the existing equity of your home
  • 5 year draw period with accommodating repayment terms
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check, in-person transfers, or online banking transfers to a specified Latah CU checking account
  • The interest paid might be tax deductible*

Please contact the Credit Union Loan Department for an application packet or further details on Heloc and First and Second Mortgages, inlcuding rates as they are suject to change

*Consult a tax advisor.